How does Your Credit Score Affect a Mortgage Rate

By at 22 October, 2009, 11:55 am

When you apply for a mortgage, you may not be able to get a very good mortgage rate. You may also find that a friend or family member qualifies for a better mortgage rate, even though you both are taking out the same amount and you both make the same amount of money. How is [...]

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Best Credit Tips: Save Money With A 0 Percent APR Credit Card

By at 4 October, 2009, 10:54 pm

There are credit cards, and there are credit cards – and then again there is a 0 percent APR credit card. You may feel that with 0 percent APR, the credit card companies offering such credit cards need not mention the 0 percent – after all they are not charging anything. In fact, they do. [...]

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5 ways to reduce your debt by saving money

By at 22 September, 2009, 10:37 am

5 simple ways to reduce your debt and save money! Be disciplined and you will be independent! 1/ Take care of your car and you will save gas, money and the environment! You fill your tires, you reduce your MPG and you make money! 2/ Replace Starbucks with your own coffee Why pay $2-$3 for [...]

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Best Credit Tips: what about teen credit card debt statistics?

By at 19 April, 2009, 8:45 am

When you look at credit card debt statistics for teenagers, you realize that numbers are pretty high which is really scary. A few thoughts: teenagers don’t need so much credit (they don’t have major expenses as their parents are supposed to cover their expenses…). To solve that, they are several things to do: education is [...]

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Best Credit Tips: be careful when you use your credit card

By at 18 April, 2009, 11:14 am

When using a credit card, you need to be careful on a few things: – Sign on receipt, the card with a ballpoint pen. – Modify the code received. – Choose a code that is not easy to guess, and is still easy to remember for you. Avoid a series of numbers like 1234 or [...]

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Best Credit Tips: how to get best possible credit

By at 16 April, 2009, 10:02 am

1/ Having a second part-time job could greatly help you get better credit and repay your debt You can try to make money online (but do not be fooled by the “Get Rich in XX days”, they are numerous on the internet and they do not work). 2/ Enjoy the Internet. It’s the best resource [...]

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Best Credit Tips: what are the mistakes to avoid bad credit and get best credit

By at 16 April, 2009, 9:56 am

10 tips to make sure you will get best credit: 1/ If you do not have a budget, you will not be able to reduce your debt load. The best tool to manage money is a budget. 2/ Review budget regularly and analyze what works well. Take the necessary measures to cut unnecessary expenses and [...]

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Real Estate Tax

By at 15 April, 2009, 9:14 pm

Real Estate experts remind us always to remember one principle: “location, location, location and location, location, location!” Even if you feel you might be able to make a substantial savings on your taxes, do not forget what you buy. There are fundamentals you cannot forget. Even if you save on taxes, you need to buy [...]

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Credit Loan Tips: how to consolidate credit card debt and benefit from it

By at 15 April, 2009, 9:00 pm

Credit card consolidation is key when you have to manage your credit card debt. For a long time, credit cards have been very useful especially in the US economy. That’s why you need to be careful not too have too much debt. Anyone in the US knows what credit card consolidation is. It’s pretty simple. [...]

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