Credit

5 myths about credit score – Out!

By at 20 March, 2010, 4:25 pm

There are too many myths about credit score… 5 myths today are about to disappear… 1/ If you check your credit, you will lower your score This will not affect your score! You are entitled to one copy of your credit score per year. You can order multiple scores and it won’t affect your score. [...]

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How does Your Credit Score Affect a Mortgage Rate

By at 22 October, 2009, 11:55 am

When you apply for a mortgage, you may not be able to get a very good mortgage rate. You may also find that a friend or family member qualifies for a better mortgage rate, even though you both are taking out the same amount and you both make the same amount of money. How is [...]

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Personal Debt Consolidation

By at 5 October, 2009, 2:34 pm

Loans are deceiving to people. Many people see that they have been qualified for thousands of dollars in loans and they think, “Hey, I could really use that money for…” The problem is that when you receive a loan you might be tempted to use that money for things that may not be that relevant: [...]

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5 ways to reduce your debt by saving money

By at 22 September, 2009, 10:37 am

5 simple ways to reduce your debt and save money! Be disciplined and you will be independent! 1/ Take care of your car and you will save gas, money and the environment! You fill your tires, you reduce your MPG and you make money! 2/ Replace Starbucks with your own coffee Why pay $2-$3 for [...]

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5 Ways To Reduce your Debt

By at 22 September, 2009, 9:39 am

There are many ways to reduce your debt but I wanted to give you 5 useful tips: Those changes can make a huge difference! 1/ Have a plan: Figure how much a week or a month how much you can use to repay debt. Have a list of priorities to repay your debt: the more [...]

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How to make money to repay credit faster

By at 5 May, 2009, 1:32 pm

To get good credit score, it is key to invest your money wisely! There tons of opportunities on the web to make money without making much investment! Moneychump, a great website about making good money offers advice on make money with $0 investment. Don’t forget that if you spend time understanding your market, there are [...]

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Best Credit Tips: what about teen credit card debt statistics?

By at 19 April, 2009, 8:45 am

When you look at credit card debt statistics for teenagers, you realize that numbers are pretty high which is really scary. A few thoughts: teenagers don’t need so much credit (they don’t have major expenses as their parents are supposed to cover their expenses…). To solve that, they are several things to do: education is [...]

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Best Credit Tips: be careful when you use your credit card

By at 18 April, 2009, 11:14 am

When using a credit card, you need to be careful on a few things: – Sign on receipt, the card with a ballpoint pen. – Modify the code received. – Choose a code that is not easy to guess, and is still easy to remember for you. Avoid a series of numbers like 1234 or [...]

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Best Credit Tips: how to get best possible credit

By at 16 April, 2009, 10:02 am

1/ Having a second part-time job could greatly help you get better credit and repay your debt You can try to make money online (but do not be fooled by the “Get Rich in XX days”, they are numerous on the internet and they do not work). 2/ Enjoy the Internet. It’s the best resource [...]

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Best Credit Tips: what are the mistakes to avoid bad credit and get best credit

By at 16 April, 2009, 9:56 am

10 tips to make sure you will get best credit: 1/ If you do not have a budget, you will not be able to reduce your debt load. The best tool to manage money is a budget. 2/ Review budget regularly and analyze what works well. Take the necessary measures to cut unnecessary expenses and [...]

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